Self employed? Want to buy a house? Want to buy a bigger house? Need to re-finance?

SELF EMPLOYED?

No problem. We have helped many people who have there own businesses get a loan. We do not share the mistaken belief that the self employed are a bad risk for loans.

NO PROOF OF INCOME

You will find we are much more flexible and welcome those who have trouble proving their income like regular ...

Information On Mortgage Refinancing

There are many reasons to enter into mortgage refinancing by refinancing your existing mortgage loan. Below there is some mortgage information to explain some of the more popular reasons:

• Reduce Monthly Mortgage Payments
• Take Cash Out

Reduce Monthly Mortgage Payments

Home mortgage refinancing can be a great way to lower monthly mortgage payments. There ...

New Mortgage Rules WILL AFFECT Pre-Approval Letters

Q. I have a written mortgage pre-approval from a lender, dated before July 9, 2012 with a 30-year amortization. Will I still be eligible for a 30-year amortization if I don’t sign an agreement of purchase and sale until July 9, 2012 or later?

 New Mortgage Rules Take Effect on July 9, 2012

The federal government has changed the mortgage qualifications again! The changes are effective July 9, 2012.  The changes are as follows:

•  Reduce the maximum ammortization allowed on an insured mortgage to 25 years.
• Lower re-finance maximums from 85% down to 80%.
• Fix the maximum gross debt service ratio at 39% and the maximum total debt se ...

Hiring a Contractor 101

At some time, most homeowners will hire someone for repairs or renovations. Even a homeowner experienced in home repairs may have to hire a contractor or renovator because of the size or level of difficulty of the job. This fact sheet will help you choose a contractor and work effectively and fairly with the contractor to achieve the results you desire.

Who Do You Hir ...

Western Canada - Recreational Property Report

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The Village on False Creek Welcome Gift Package

With Urban Fare now open at The Village on False Creek, the neighbourhood is getting busier than ever! This summer when you move into The Village on False Creek,  you are going to be helped out with an amazing welcome package from your friendly neighbourhood retailers!*:  

• A year of groceries from Urban Fare at The Village!*
• A kayak!*
• A bicycl ...