The national average home price was down in March from where it stood last year. But home prices are not declining. Confused?
Average prices are affected by changes in the mix of sales, so year-over-year price comparisons can be like looking in a funhouse mirror: distorted.
To illustrate: line up a class of kids by height, calculate the average. Now excuse the ten ...
This refund provides home buyers with CMHC mortgage insurance, a 10% premium refund and possible extended amortization without surcharge when buyers purchase an energy efficient home or make energy savings renovations.
For Information:
VISIT: CMHC
To Apply online CLICK HERE
High Ratio Mortgages on Green Properties - Save Money by Being Green
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Home Buyers’ Plan: Using RRSP's as a Down Payment |
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Zero-down may not be for everyone, but can be a financial breakthrough for the right candidate
The timing might be spot-on for some prospective Canadian homebuyers to consider a zero-down mortgage. With mortgage rates at historic lows, purchasing your home and saving on rent might be the right financial decision for you.
A zero-down mortgag ...
Here’s a step-by-step guide to help you sell your home.
Decide when to sell In real estate, timing can influence your home’s selling price. Factors like how quickly you need to sell, whether it’s a buyers or sellers market and seasonality all play a role in your home’s final selling price.
The Bank of Canada announced today that it is keeping the overnight rate unchanged, although with a stronger economic outlook hinting that it may become necessary to increase rates, but noting that this decision will be "weighted carefully against domestic and global economic developments."
The Bank's s ...
When you're looking to buy a home, it's important to understand the steps for getting a mortgage.
Before approaching lenders, you should get to know some basic mortgage concepts. You can start by visiting the Glossary section and read up on mortgage-related terms.
Pre-approval of a mortgage is when your lender has reviewed all y ...
Buying a home is one of the most important decisions you’ll ever make. So it’s always best to get all the help you can. Here are some steps to consider.
You should already have saved some of your down payment and you should be good at managing debt like credit cards or student loans. A mortgage is a financial responsibility that also re ...
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CMHC has added environmentally friendly features to the Mortgage Loan Insurance it offers. If you use CMHC insured financing to buy an energy-efficient home, purchase a house and make energy-saving renovations or renovate your existing home to make it more energy-efficient, a 10% refund on the Mortgage Loan Insurance ... 
Canada Revenue Agency’s Home Buyers' Plan lets qualifying home buyers use up to $25,000 of their Registered Retirement Savings Plan (RRSP) to buy a home. Couples can use up to $50,000. The home must be a principal residence, the home buyers must not have owned a home within the past five years and the loan must be repaid with 15 years ... 
